Braintree
By PayPal, Inc. (Braintree)
Braintree is PayPal's payment gateway and merchant account for online businesses. It charges 2.89% plus 29 cents for cards and third-party wallets with no monthly fee listed, 3.49% plus 49 cents for Venmo, and 0.75% capped at $5 for standard ACH. One integration also takes PayPal payments.
- From
- 0.75% standard schedule, capped at $5.00 per transaction
- Free plan
- No
- Free trial
- No
Pricing
Taken from the vendor's pricing page.
| Plan | Price | Charged | Notes |
|---|---|---|---|
| Cards and third-party wallets | 2.89% + $0.29 standard US merchants | per transaction | No monthly fee is listed. Custom flat rates and interchange-plus pricing may be offered to established businesses |
| Venmo | 3.49% + $0.49 per Venmo transaction | per transaction | |
| ACH direct debit | 0.75% standard schedule, capped at $5.00 per transaction | per transaction | The same-day window costs 1.5% plus 10 cents |
Costs not in the plan price
- An extra 1% applies to payments presented in a non-USD currency and to cards issued outside the US.
- Each chargeback costs $15.00, and an ACH payment returned or disputed as unauthorized costs $5.00.
- Pass-through American Express costs $0.15 per transaction.
- Chargeback Protection tools start at 0.4% or 0.6% per transaction and are optional.
Categories it qualifies for
Facts we checked
- US merchant accounts bundle Visa, Mastercard, Discover, UnionPay and JCB, and sometimes American Express. Source
- Apple Pay and Google Pay are open to most merchants in the US, Canada, Europe, Australia and APAC, with Google's approval needed for Google Pay, and Venmo is available to US merchants. Source
- Premium Fraud Management Tools run checks before a request goes to the customer's bank, and they work with all credit and debit cards plus Apple Pay and Google Pay. Source
- Braintree sends one disbursement notification per merchant account per day for Braintree-funded accounts, with the amount, date and the transactions in the payout. Source
- Chargeback Protection costs from 0.4% per transaction and Effortless Chargeback Protection from 0.6%. Source
Reviews
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Who pays us
PayPal, Inc. (Braintree) does not pay us anything.
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