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B2BRated

Melio is a bill payment tool for small businesses. The Go plan is free for one user, and paid plans run from $25 to $80 a month on monthly billing, or $20 to $64 on annual billing. Each payment has its own fee: a $0.50 ACH payment after the plan's monthly free allowance, $1.50 for a check, and 2.9% for a card.

From
$25 a month
Free plan
Yes
Free trial
90 days

Pricing

Taken from the vendor's pricing page. Free trial: 90 days.

Plans and prices for Melio
PlanPriceChargedNotes
GoFreeone userFree forever, limited to one user, with 5 free ACH payments a month
Core$25 a monthper account$20 a month on annual billing. Extra users $10 a month ($8 annual). 20 free ACH payments a month
Boost$55 a monthper account$44 a month on annual billing. Extra users $10 a month ($8 annual). 50 free ACH payments a month
Unlimited$80 a monthper account$64 a month on annual billing. Unlimited users and unlimited free ACH payments
PlatinumOn requestcustomCustom pricing for high-volume businesses

Costs not in the plan price

  • ACH payments beyond the monthly free allowance cost $0.50 each, and a standard check costs $1.50.
  • Paying by credit or debit card costs 2.9%; fast check is $20, overnight check is $50, and same-day ACH is 1% (maximum $75).
  • Global ACH payments in USD carry a $20 flat fee.

Categories it qualifies for

Facts we checked

  • Melio says bills can be added by camera upload, email sync or manual entry, and that it extracts the key details. Source
  • Melio's approval workflow page says multi-level workflows can be set up, and that only the owner, admins and accountants can create them. Source
  • Melio says it undergoes an annual SOC 2 Type II audit and lists ISO/IEC 27001:2022, and that its card processor is certified PCI Level 1. Source
  • Free ACH payments per month are 5 on Go, 20 on Core, 50 on Boost and unlimited on Unlimited. Source
  • Core, Boost and Unlimited show $0 for the first 90 days before the paid price starts. Source

Security and compliance

SOC 2
Yes
ISO 27001
Yes
GDPR
Not stated
HIPAA
Not stated
Single sign-on
Not stated

Taken from the vendor's security page.

Reviews

Review collection has not opened yet, so there are no reviews to show. When it opens, reviewers will confirm their identity with a work email or LinkedIn before a review is published.

Who pays us

Melio does not pay us anything.

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